txtsmarter partnered with IBM in 2015. txtsmarter is a part of the IBM Cloud for Financial Services™ is designed to build trust and enable a transparent public cloud ecosystem with the specific features for security, compliance, and resiliency that financial institutions require. Banks can confidently host their mission-critical applications in the cloud and transact quickly and efficiently. With an ecosystem of multiple banks and more than 50 independent software vendor (ISV) partners, IBM Cloud for Financial Services offers a new generation of the cloud for the enterprise. Financial institutions can now deploy on a public cloud to enable innovation and deliver new, more personalized customer experiences while managing stringent industry regulations for sensitive data and complex workloads. Visit IBM Cloud